Surrogacy Guide

Cost of Gay Surrogacy

Financial commitment for same sex parenting via surrogacy

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The costs associated with Surrogacy can be extremely high, however choosing the right surrogacy provider who has your best interests at heart will help you establish a financial pattern that you can afford.

Below are a few additional financial routes that may encourage women and men who are financially struggling to reach their dreams.

What are my Financial Options for Surrogacy?

IVF Refund Programs/Money Back Guarantees

Clinics may tolerate the patient to pre-pay for a specific number of in vitro fertilization (IVF) cycles. If pregnancy is unsuccessful after a designated number of attempts, the individual or couple will be re-compensated. For example, the clinic will require a patient to pay in advance for three IVF cycles, if treatment fails, 70 to 100 percent of the costs will be reimbursed.

Low Cost IVF

Clinic may offer low-cost treatment plans, including micro-IVF or in-vitro maturation. These programs modify lower doses of medications for the duration of stimulation for cost reduction. Egg retrieval without sedation lessens the cost as well if fewer eggs are produced due to lower doses of medication.

Other low-cost plans that obtain savings are implemented through multiple surrogate cycles. It is equally essential to understand insufficient monitoring and a less personalized tactic may affect the health of the patient and fail the cycle.

IVF Research Programs

Entering a research program may cut your costs, however the programs vary by health and age. Engaging in an IVF program may come with risks so do your research.

Financing Alternatives

Some organizations offer unsecured loans and grants to cover infertility treatment and pharmaceutical costs. Refinancing a mortgage, securing home-equity loans or obtaining a personal loan are all alternatives. Each alternative defies its own challenges and should be researched carefully.


Micro-IVF is almost identical to conventional IVF except injectable fertility drugs are not employed. With less testing and drug monitoring, the costs can be cut in half. The entire course necessitates less treatment time than a typical IVF process.

These options aren’t suited for everyone but can offer real IVF cost savings for those who qualify.


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